If there's one kind of insurance no one ever believes they'll need it's disability insurance.  It's human nature: we all want to believe that we'll always have good health - or at least be healthy enough to keep working at our accustomed pace.

Only what happens when life fails to cooperate?  What happens when somebody's 16-year-old with her eyes on her iphone & her hands on the wheel of daddy's 2-ton SUV slams through your car door? You may survive the accident, but you're not walking away from it. That's where disability insurance comes in.

Unlike either health insurance or Long Term Care, disability insurance is tied to your ability to WORK.  The purpose of a disability policy is to replace a part of your income while you're unable to work due to an accident, injury, or illness.  

Got questions?  Call me and let's chat.  I really am here to help.


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